Coverage & Policy
Confirm that you acknowledge that all Services covered under a 1M insurance policy
& all of the following activities will be excluded from your policy. Please confirm that you acknowledge that you will not be covered by any of the following:
- Appliance installation, maintenance or repair, unless incidental to a project or operation for which this policy provides coverage
- Abatement or remediation of asbestos, mold or other hazardous materials
- Repair or remediation of fire, water, mold or termite damage as a general contractor
- Manufacturing and/or sales to the general public of items (appliances, fixtures, supplies, millwork, cabinets, doors or windows) other than in connection with your installation, service, repair or other activities
- Work that you perform under a Wrap-Up program or any operations you perform at a location at which you are covered under a Wrap-Up program
- Boiler installation
- Chimney, fireplace, or furnace work, including installation, service, or repair
- Dock construction or repair
- Electrically-charged fencing
- Land clearing for agriculture and farms
- Lifting an existing foundation by any method for the purposes of repair
- Man hole work
- Power line construction
- Refinishing of floors or furniture
- Restoration contracting
- Right-of-Way clearing (removing vegetation) in proximity of power lines or pipelines
- Roof cleaning as a standalone job
- Roof tear-off
- Sandblasting and blasting of other non-water materials
- Spray-on siding, roofing, or roof flashings
- Stand alone roofing (other than roof decking and plywood installation work done as part of new construction, add-ons or remodels)
- Structural demolition including any use of dynamite and/or wrecking balls
- Torch down roofing
- Using piers, posts or piles to repair an existing foundation
- Vehicle, truck, or boat repair
- Welding activities not performed as part of plumbing or HVAC work
- Work involving sprayed or rolled insulation
- Work on pools, pool systems, pool lips, saunas, jacuzzis, ponds, or child-proof pool fences.
- Work on retaining walls >2ft tall
- Work on tiered retaining walls
- Work on wooden playground equipment including tree houses
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https://web4realty.com/